We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

Remarks will not be published on the Bank’s website.

Results from the Business Outlook Survey and the Business Leaders’ Pulse show that inflationary pressures continue to ease.

Consumers’ perceptions of current inflation and their expectations for inflation over the next year have declined this ...

Today, the Bankers’ Acceptance Transition Virtual Network (BATVN), established by the Canadian Fixed-Income Forum (CFIF) to ...

Monetary policy is working to reduce price pressures in the Canadian economy. Core inflation is expected to ease gradually, ...

Do you ever wonder why some things are way more expensive than they were when you were a kid? It’s a sign of something important in our economy—inflation. Inflation is a measure of how much prices for ...

Trade is dominating the news these days. With the barrage of headlines and the talk about protectionism and tariffs, it’s easy to forget that much of our economic growth and prosperity comes from ...

For most of 2021 and into early 2022, variable mortgage rates were substantially lower than fixed mortgage rates. As a result, many borrowers opted for a variable-rate mortgage. These types of ...

Do large banks in Canada have enough capital to withstand a severe economic downturn? The COVID‑19 pandemic caused a large disruption to the Canadian economy. However, this health crisis has not ...

This note presents Bank of Canada staff’s current assessment of the US and Canadian neutral rates of interest. The neutral rate is where the Bank expects the policy rate would settle once output is at ...

Keeping inflation stable and predictable is a key part of the Bank of Canada’s work to support the Canadian economy. The main way the Bank does this is through changes to its policy interest rate.