We update an assessment of potential changes in payments that mortgage holders could face at renewal in 2025 and 2026. We use ...

As the central bank and sole issuer of bank notes in Canada, the Bank of Canada needs to stay on top of payment trends. Every four years, we reach out to Canadians to ask them how they pay for things.

View the chronological list of crisis response measures the Bank of Canada took between December 12, 2007 and November 30, 2011.

Freer trade lowers prices and boosts economies, yet not everyone benefits equally. Fair policies are essential for balanced growth and widespread prosperity.

Readability formulas At its broadest, the concept of readability includes not just the written text itself but also aspects such as the layout, visual elements and context. For example, the Bank’s web ...

Learn about the publication of, and calculation methodology for, the foreign exchange (FX) rate data on the Bank of Canada’s website.

Trading flows affect Government of Canada bond prices. Our estimates suggest a sale of 1% of the available supply of bonds ...

The new US administration is considering sweeping tariffs on imports. While many important elements are unknown, these measures could be highly disruptive to the Canadian and US economies.

Find case scenarios organized by topic to help individuals and entities determine whether they are subject to the Retail Payment Activities Act and should register with the Bank.

Cryptoassets that reference a national currency (commonly known as stablecoins) aim to peg their value to the reference currency and typically use a reserve of traditional financial assets to maintain ...

Access a list of national and provincial holidays for the Bank of Canada.

We outline possible system architectures for an online retail central bank digital currency (CBDC) and identify one well-suited for basic payments. We analyze OpenCBDC 2PC, a representative system, ...