We update an assessment of potential changes in payments that mortgage holders could face at renewal in 2025 and 2026. We use ...

View the chronological list of crisis response measures the Bank of Canada took between December 12, 2007 and November 30, 2011.

Freer trade lowers prices and boosts economies, yet not everyone benefits equally. Fair policies are essential for balanced growth and widespread prosperity.

Trading flows affect Government of Canada bond prices. Our estimates suggest a sale of 1% of the available supply of bonds ...

Find case scenarios organized by topic to help individuals and entities determine whether they are subject to the Retail Payment Activities Act and should register with the Bank.

Cryptoassets that reference a national currency (commonly known as stablecoins) aim to peg their value to the reference currency and typically use a reserve of traditional financial assets to maintain ...

We outline possible system architectures for an online retail central bank digital currency (CBDC) and identify one well-suited for basic payments. We analyze OpenCBDC 2PC, a representative system, ...

Could Canadian banks continue to meet their regulatory liquidity requirements after the introduction of a cash-like retail central bank digital currency (CBDC)? We conduct a hypothetical exercise to ...

Under its Standing Liquidity Facility (SLF), the Bank of Canada is prepared to provide liquidity on a daily basis to financial institutions that participate directly in the payments systems operated ...

We share insights about non-bank financial intermediation in Canada in 2023. These data were collected as part of the Bank of ...

We’ve started the design process for the new $20 bank note featuring His Majesty King Charles III. See more about the new note and our design process.

On Wednesday, December 11, 2024, the Bank of Canada will announce its decision on the target for the overnight rate. A press release will provide a brief explanation of the decision.